The SIT SIPP

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The SIT SIPP is a self-invested personal pension that can help you invest for your retirement, while taking advantage of the tax incentives currently available.

The SIT SIPP offers:

• choice
• flexibility
• control

With The SIT SIPP, you make your own investment decisions. You choose the investments you wish to hold from the comprehensive range available, including The Scottish Investment Trust PLC. This wide choice allows you to tailor the investment combination in your pension to suit your particular needs and objectives.

You can contribute to a SIPP even if you are already an active member of an employer’s pension scheme or are contributing to other pension plans.

The SIT SIPP offers investment choice and flexibility to help you invest for your retirement – whether you are just starting out on the pension ladder or are approaching retirement.

The SIT SIPP is one of the many different pension options available to help you plan for your retirement. If you are unsure whether The SIT SIPP is a suitable pension product for you or what investments should be included in your SIPP, you should contact an appropriate independent adviser.

The value of investments and any income from them can go down as well as up and cannot be guaranteed. Past performance will not necessarily be repeated and is no guide to, nor guarantee of, future returns. This means you may not get back the amount you originally invested. Please remember that The SIT SIPP may not be able to provide you with the pension you expect at your chosen retirement date. Even when contributions are maintained, there is no guarantee that a target benefit will be met. Tax benefits depend on individual circumstances and, as with governing law for SIPPs, may change in the future.

The SIT SIPP is marketed and promoted by SIT’s wholly owned subsidiary, SIT Savings Limited, which is authorised and regulated by the Financial Services Authority, 25 The North Colonnade, Canary Wharf, London E14 5HS.

The SIT SIPP is administered by A J Bell Management Limited, part of the A J Bell Group, one of the UK’s leading specialists in trustee and administration services for SIPPs.