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  3. The SIT ISA
  4. Features and benefits of The SIT ISA
  5. Flexibility

Flexibility

Planning ahead

With its flexibility and potential tax advantages The SIT ISA can provide you with a tax-efficient long-term investment vehicle which you could use to help:

  • Supplement a pension
  • Fund school fees
  • Build an investment for children or grandchildren
  • Fund any special family objective

Flexible investment

There is a choice of ways to invest in The SIT ISA.

Monthly investment

If you are unsure as to the best time to invest and would like to spread your investments over time, investing regularly every month may be an attractive option.

You can invest from as little as £50 per month. You can increase or decrease the amount you pay each month subject to the £50 minimum and the ISA annual investment limit.

You can stop and restart regular investments or add one-off lump sums at any time up to the ISA annual investment limit.

Lump sum investment

You can start your ISA with a lump sum from as little as £500 up to the ISA annual investment limit. Additional lump sums (minimum £500) can be added at any time throughout the tax year up to the ISA annual investment limit.

Dividend income

You can choose how you wish to receive your dividend income, either in cash or automatically reinvested.


How to apply for your SIT ISA

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An investment company registered in Scotland number 1651