The SIT SIPP is a self invested personal pension that can help you invest for your retirement and allows you to take advantage of the tax incentives currently available.
The SIT SIPP
Self Invested Personal Pension
The SIT SIPP is a self invested personal pension that can help you invest for your retirement and allows you to take advantage of the tax incentives currently available.
The SIT SIPP offers:
- choice
- flexibility
- control
With The SIT SIPP, you make your own investment decisions. You choose the investments you wish to hold from the comprehensive range available, including The Scottish Investment Trust PLC. The wide choice offered allows you to tailor the investment combination in your pension to suit your needs and objectives.
You can contribute to a SIPP even if you are already an active member of an employer's pension scheme or are contributing to other pension plans.
The SIT SIPP can help you invest for your retirement - whether you are just starting to contribute to your pension or are approaching retirement.
The SIT SIPP is one of the many different pension options available to help you plan for your retirement. If you are unsure whether The SIT SIPP is a suitable pension product for you or what investments should be included in your SIPP, you should contact an appropriate independent adviser.
Important notes
The information in this section does not constitute advice nor a recommendation to invest in The SIT SIPP. If you are not sure if an investment in The SIT SIPP is suitable for your circumstances, you should consult your professional adviser.
The value of investments and the income from them can go down as well as up as a result of market and currency fluctuations and investors may not get back the amount originally invested.
Please remember that The SIT SIPP may not be able to provide you with the pension you expect at your chosen retirement date. Even when contributions are maintained, there is no guarantee that a target benefit will be met. Tax benefits depend on individual circumstances and, as with governing law for SIPPs, may change in the future.
Active management and investment expertise are needed for a SIPP and charges may be higher than for a personal pension or stakeholder plan. If you do not have the time to manage your SIPP on an active basis or if you are not sufficiently knowledgeable to understand the risks associated with investment you should seek assistance and advice from a suitably qualified professional.
The SIT SIPP is marketed and promoted by SIT's wholly owned subsidiary, SIT Savings Limited, which is authorised and regulated by the Financial Services Authority. SIT Savings Ltd is not authorised to give investment advice to individual investors.
The SIT SIPP is administered by A J Bell Management Limited, part of the A J Bell Group, one of the UK's leading specialists in trustee and administration services for SIPPs.